Benefits That Support Your Team. Tools That Help You Manage It All.

Your employees are your greatest asset. A well-built benefits package helps you attract the right people, keep them, and show them you’re invested in their well-being — but finding the right balance between coverage, cost, and flexibility isn’t always straightforward.

Since 1982, Professional Insurance Programs has helped Wisconsin employers build benefits programs that fit their workforce, their budget, and their long-term business goals. And we don’t stop at benefits — our clients also receive access to powerful HR and compliance tools designed to make managing your team easier every day.

Whether you’re creating a new plan, reviewing your current coverage, or looking for better ways to support your workforce, our team is here to guide you every step of the way.

Employee Benefits Solutions

We offer a range of employee benefits options designed to support both employers and employees

  • Group Health Insurance PPO and HSA-qualified health plans that provide employees with affordable coverage options while helping employers stay competitive in today’s hiring market.

  • Dental Insurance Voluntary or employer-contributed dental coverage that supports employee health and wellness.

  • Vision Insurance Flexible vision plans and discount options available on a voluntary or contributory basis.

  • Group Life Insurance Employer-paid or voluntary life insurance options with flat-dollar or salary-based benefit structures.

  • Short-Term Disability Insurance Income protection designed to help employees during temporary illnesses, injuries, or recovery periods.

  • Long-Term Disability Insurance Coverage that provides continued income protection during extended absences from work.

  • Health Reimbursement Arrangements (HRAs) Flexible employer-funded reimbursement arrangements that help manage healthcare costs while supporting your employees.

  • Flexible Spending Accounts (FSA / Section 125) Tax-advantaged accounts that allow employees to use pre-tax dollars for qualified healthcare and dependent care expenses.

  • Voluntary Benefits Additional employee-paid coverage options that may include life, disability, dental, vision, and other supplemental benefits.

HR & Compliance Support

Managing employee benefits is only part of the picture. Professional Insurance Programs clients receive free access to Mineral — a premier HR and compliance platform built for small and mid-sized businesses.

Mineral combines intuitive technology with live expert support to help you stay compliant, manage your workforce, and reduce HR-related risk. With your Mineral account, you’ll have access to:

Smart Employee Handbook
Create, manage, and maintain a compliant employee handbook that updates automatically as federal and state laws change.
HR Compliance Library
A comprehensive library of how-to guides, checklists, sample letters, and government forms to help you meet your compliance obligations.
Mineral Intelligence
Proactive, personalized alerts tailored to your business so you never miss important changes in HR and compliance regulations.
Employee Training Tools

Assign, track, and schedule employee training through a single platform — with core courses covering compliance, HR fundamentals, cybersecurity, customer service, and more.

Benefits Document Creator

Tools to create compliant benefits documents, including Premium Only Plans (POP) and Wrap Summary Plan Descriptions (SPD) to meet IRS and ERISA requirements.

Live HR Expert Access
Unlimited access to certified HR experts — with an average of 18 years of experience — available by phone or email to answer your questions and guide you through complex HR situations.

Free access to Mineral is available to all Professional Insurance Programs clients upon request. It is also available to Wisconsin Dental Association members as part of their member benefits package.

To get started, speak with your account manager or email info@mypip.org with your name, business name, address, phone number, email address, and number of employees.

Why Employers Work With Us

  • Four Decades of Wisconsin Experience Since 1982, we’ve worked with businesses and professional offices across Wisconsin. We understand the challenges employers face — and what it takes to build a benefits program that works in the real world.

  • Personalized Guidance We take the time to understand your business, your workforce, and your goals before recommending solutions. You won’t get a generic package here.

  • Flexible Benefit Strategies Every business is different. We help you build a benefits program that fits your organization and your budget — whether you’re a small practice or a growing company.

  • More Than Just Benefits Most insurance agencies stop at the policy. We go further — giving our clients access to HR tools, compliance resources, and expert support that help you manage your workforce with confidence every day.

  • Ongoing Support Our team is here for renewals, plan reviews, employee questions, and changes as your business evolves. We’re a long-term partner, not just a policy provider.

Frequently Asked Questions

Contributory plans are benefit plans where both the employer and employee share the cost of the premium.
Voluntary plans are typically employee-paid benefits that employees can choose to enroll in based on their individual needs.
Voluntary benefits let you expand your benefits package without significantly increasing employer costs — while giving employees access to valuable coverage options they might not otherwise have.
Employees gain access to affordable group rates, convenient payroll deduction, and additional financial protection for themselves and their families.

Yes. Benefit packages can be tailored based on your company size, budget, industry, and workforce needs.

At least annually. Regular reviews help ensure your coverage, pricing, and plan offerings continue to align with your business goals and what your employees actually need.

Mineral is an HR and compliance platform that gives you tools, resources, and live expert support to help manage your workforce and stay compliant. All Professional Insurance Programs clients receive free access upon request — just reach out to your account manager or email us at info@mypip.org to get started.

Let’s Build a Benefits Program That Works for Your Business

For over 40 years, Wisconsin employers have trusted Professional Insurance Programs to help them build benefits packages that attract talent, support their teams, and fit their bottom line. Now we’re making it even easier — with HR and compliance tools included at no additional cost.

Whether you need group health insurance, voluntary benefits, HR support resources, or a complete benefits review — we’re ready to help.